Company
We build the sub-dermal palm-vein layer India does not yet have: a credential that lives beneath the skin, cannot be handed over, copied or left at home, and reaches the existing payment and access rails instead of competing with them.
The mandate
Two things are true at once: the verification methods India relies on are being defeated faster than they are being replaced, and the payment volume riding on them is among the largest in the world.
20Cr
rupees of documented Indian synthetic-media fraud exposure
13.9B
monthly UPI transactions dependent on a working device
<50$/mo
generative tooling that defeats Video KYC
01
Cheap AI tools can now fool face-scan verification, and Indian banks and lenders have already lost roughly ₹20 crore to this kind of fraud, with the cost of the attack still falling. Any credential with an outward image can be reproduced.
02
Nearly fourteen billion UPI transactions a month depend on a phone staying charged, connected, un-swapped and unlost. That is an enormous amount of national payment volume resting on a battery. A vein pattern needs none of it.
03
Palm-vein payment has already been proven at scale abroad by Tencent's Weixin Palm and by Ingenico. India has the transaction volume and the identity-assurance requirement, and no domestic infrastructure layer of its own. Palm Vein Solutions is building that layer under Indian data law.
What we build
The physics and the pipeline are shared. What changes between the tracks is the terminal, the integration surface and who signs the contract: an access controller in one case, a payment switch in the other.
Track one
Enterprise access and workforce verification: turnstiles, factory and campus gates, and attendance where a plastic badge is transferable by design. Sold as terminals plus an integration path into facility and HR systems.
Enterprise access · workforce
Track two
Device-free payment and identity at the point of service: retail counters, bank branches, AePS and transit gates. Integrates through the UPI switch and AePS rather than replacing them.
POS · banking · transit
Leadership
A small team, so ownership is unambiguous: one side runs the business, the other builds the product.
Founder & CEO
Manages business operations.
Co-founder & CTO
Manages technical development.
Palm Vein Solutions · India
Incubated at the PDEU Innovation and Incubation Centre (PDEU IIC). The legal and regulatory position (DPDP Act alignment, data residency, retention and consent) is stated in full, including what is still in progress, in the security architecture documentation.